YourBodyCalc

Heart Rate Zone Calculator

Find your five training heart-rate zones using the Karvonen (heart-rate reserve) method.

Reviewed by YourBodyCalc Editorial Team · Last updated June 3, 2026

years
bpm

Maximum heart rate

190bpm

Your training zones

  • Warm-upVery light, recovery125138 bpm
  • Fat burnLight, builds endurance138151 bpm
  • CardioModerate, aerobic fitness151164 bpm
  • AnaerobicHard, performance164177 bpm
  • MaximumAll-out, short bursts177190 bpm

How the zones are calculated

We estimate your maximum heart rate as 220 minus your age. The Karvonen method then uses your heart-rate reserve (max minus resting heart rate): target = reserve × intensity + resting. This personalises the zones to your fitness better than a percentage of max alone.

How to use it

Enter your age and resting heart rate (best measured first thing in the morning). Your five zones appear in beats per minute: warm-up, fat burn, cardio, anaerobic and maximum. Train in the zone that matches your goal.

Frequently asked questions

Why use resting heart rate?
The Karvonen method factors in your resting heart rate, so the zones reflect your individual fitness, not just your age.
Which zone burns the most fat?
The fat-burn zone uses a higher share of fat, but higher zones burn more total calories. Mix zones for best results.
How do I find my resting heart rate?
Measure your pulse for a full minute right after waking, before getting up, for a few days and average it.
Is 220 − age accurate?
It is a useful estimate but can be off by 10–12 bpm for some people. A lab test or chest-strap data is more precise.

References

Medical disclaimer

These results are estimates for general informational purposes only and are not medical advice. Consult a qualified healthcare professional before making decisions about your health, diet, or training.